For those working in China and sending money to Japan, the frustrations of cross-border remittances are well-known. These include the hassle of bank visits for personal funds and the high intermediary fees of international wire transfers, all significantly compromising efficiency and experience. SkyRemit now brings good news: Our JPY Local Payment solution is officially live!
对于在中国工作，向日本汇款的人们来说，跨境汇款的麻烦可谓众所周知。包括亲自前往银行办理个人资金汇款，以及国际电汇的高额中介费，这些都极大地影响了汇款效率和体验。现在，SkyRemit带来好消息：日元本地付功能已正式上线！
Previously, same as banks, SkyRemit only supported international wire transfers for JPY. Now, with local payment available for remittances under JPY 1,000,000 (or CNY 45,000), users can send money in just a few hours and save $20-65 in intermediary fees.
此前，SkyRemit 和银行一样，仅支持日元国际电汇。现在，100万日元（或4.5万人民币）以下的汇款已支持本地付，用户汇款最快只需几小时即可到账，并可节省20-65美元的中间行手续费。
Compared to Bank, SkyRemit Wins
与银行相比，SkyRemit 具绝对优势
· Cost-Effective 省钱省心
No hidden bank fees. Sending 45,000 CNY can save you at least 187.36 CNY per transfer.
无隐藏银行费用。汇款4.5万人民币，每笔可为您节省至少187.36人民币。
If send JPY to Japan,
Save=Amount*(0.31%-0.48%)+Amount*0.1%(¥50~¥260)+¥150-¥79+$20
如果汇日元到日本，
省=汇款金额*(0.31%-0.48%)+汇款金额*0.1%(¥50~¥260)+¥150-¥79+$20
· Fast Arrival 快速到账
With local payment, JPY transfers can arrive in just a few hours, even on weekends.
本地付日元可在几小时内到账，周末也不例外。
· Flexible Access 随心汇款
Transfer anytime, anywhere — from your phone, 24/7.
7×24 小时手机操作，随时随地发起汇款。
· Safe & Compliant 安全合规
Built for legal salary transfers with tax records — licensed with MPI, MSB and MSO, and backed by Lakala and the PBOC.
专为合法完税薪资汇出设计；持牌运营，由拉卡拉与中国人民银行共同背书。
What Users Say
真实反馈
Transfer received within 1 day! I won't go to bank for transfer anymore haha
汇款在一天内就到账了！我以后不会再去银行（汇日元）了哈哈！
I had previously remitted to UK before moving on to Japan. Your service is really good.
我之前是向英国汇款的，后来才开始向日本汇款。你们的服务真的很好。
Important Reminders:
Factors Affecting Transfer Speed to Japan
重要提醒：影响日元汇款到账速度的因素
· Account Info. Accuracy
收款账户信息
Ensure the recipient's information is correct to prevent transfer failures or delays.
确保收款账户信息（账户名称，号码及分行号）准确，以避免汇款失败及延迟。
Common mistakes include:
常见易错信息如：
· Account number 账号
· SWIFT code 电汇代码
To avoid errors, it's best to copy this information directly from your banking app when adding a recipient in SkyRemit, instead of entering it manually.
最好从银行app直接复制对应信息填入 SkyRemit 收款人，避免手动输入。
· Account Status
账户状态
Before making a transfer, please confirm that your account is active. If your account has been deactivated by the receiving bank due to prolonged inactivity, the transfer will fail.
在进行汇款前，请检查你的账户状态。如果账户因长期未使用，已被收款银行停用，汇款将会失败。
A special note: some Japanese banks (such as Tsukuba Bank) may require the recipient to visit a physical branch to submit additional documents before they can activate or receive funds.
特别提醒，部分日本银行（如筑波银行）可能要求收款人前往线下网点提交额外文件，才能激活或接收汇款。
To ensure your transfer is successful and reaches its destination smoothly, please confirm all relevant requirements with the receiving bank in advance.
为确保您的汇款顺利到账，请务必提前与收款银行确认所有相关要求。
· International Transfer
国际汇款
For single remittances under JPY 1,000,000 (or CNY 45,000), the system will default to local payment processing. However, amounts exceeding this threshold will still be processed via international wire transfer.
对于单笔金额小于人民币45,000元（或100万日元）的汇款，系统将默认采用本地付方式处理；而超过此金额的汇款，则仍通过国际电汇渠道进行。
Please note that some banks (such as Japan Post Bank) may not accept JPY wire transfers. While local payment is an option for smaller JPY remittances, to prevent international wire transfers exceeding JPY 1,000,000 from being rejected, we strongly advise you to confirm with the recipient bank before initiating any transfer.
请注意，部分银行（如日本邮政银行）可能不接受日元电汇。虽然小额日元汇款可选择本地付，但为避免超过100万日元的国际电汇被拒绝，请您在汇款前务必向收款行确认。
Want to Stay Ahead of These Challenges?
想轻松应对这些问题？
Join our exclusive user community for:
加入用户专属社群，享受：
· Handy remittance tips 实用汇款技巧
· Priority customer support 客服优先响应
· Member-only perks 会员专属福利
· Surprise campaigns! 惊喜限定活动
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