Have you ever wondered if SkyRemit truly saves you money?
你是否曾经想过，SkyRemit 真的能帮你省钱吗？
With the complex fees of international transfers—hidden bank exchange rate markups, multiple service charges, and often-forgotten intermediary bank fees—accurately comparing costs to find the most cost-effective option can feel like a real challenge.
在国际汇款中，各种费用层层叠加——隐藏的银行汇率加价、多项服务费，以及常被忽略的中间行手续费——想要准确对比成本、找到最省钱的方式，确实是一项挑战。
Now, SkyRemit has added a comprehensive comparison page with banks, making it effortless for you to see all the fees side by side!
现在，SkyRemit 新增了银行费用对比页面，让你轻松一览各项费用明细！
Real-time Fee Comparison
实时费用对比
This page shows a real-time fee comparison between SkyRemit with Bank of China, so you can see exactly what you save on each transfer — clear, transparent, and right in front of you.
该页面展示了 SkyRemit 与中国银行的实时费用对比，让你清楚看到每笔汇款节省了多少——透明、清晰，一目了然。
For example.
例如：
When exchanging ¥10,000 into USD and sending it to the U.S., SkyRemit saves you over ¥259 compared to Bank of China. If send ¥300,000, SkyRemit saves you over ¥324.
将人民币 ¥10,000 兑换成美元并汇往美国，使用 SkyRemit 相比中国银行可节省 ¥259 以上；若汇款金额为 ¥300,000，节省金额更是高达 ¥324 以上。
How to calculate?
如何计算？
Save = Send Amount * FX Markup Difference + Total Fee Difference + Intermediary Bank's Charge
节省金额计算公式：汇款金额 × 汇率加价差异 + 总费用差异 + 中间行扣费
Tap to check your currency
点击查看你的币种
Why Does SkyRemit Always Win?
为什么 SkyRemit 更胜一筹？
SkyRemit is not only convenient—you can create transfers anytime, anywhere—but it also uses local payment channels instead of traditional international wire transfers. This eliminates intermediary bank fees and speeds up your transfers, with some arriving in seconds.
SkyRemit 不仅操作便捷——你可以随时随地发起汇款——它还使用本地支付通道替代传统的国际电汇方式。这样可以省去中间银行手续费，汇款速度也更快，部分汇款可在数秒内到账。
If your local currency isn't supported, you can still send USD or other currencies. These transfers use international wire channels like banks, but SkyRemit still costs less—with lower fixed fees and smaller FX markups (bank markups typically include hidden charges plus around 0.1%).
如果你的本地货币不在支持范围内，你仍然可以选择用 美元或其他货币进行汇款。此类汇款将通过与银行相同的国际电汇通道进行，但 SkyRemit 的成本仍然更低：固定手续费更低，汇率成本更小。（相比之下，银行的汇率加价往往包含隐藏成本，并额外收取约 0.1%。）
Note: To improve clarity, the previous variable fee percentage is now displayed as FX Markup. We‘ve also added a Final Rate so you can easily view the total exchange rate at a glance.
*为提升透明度，原先的“浮动费率百分比”已明确显示为“汇率成本”；同时新增“最终汇率”，方便你一眼看清整体换汇成本。
Related Questions
相关问题
Q: What is FX Markup? For example, sending USD shows 0.27%.
什么是汇率成本？比如汇美元时显示 0.27%。
A: FX Markup is the cost of exchanging currency — it used to be called the variable fee.
FX Markup 是你换汇时产生的成本，以前被称为“浮动费率”。
Q: The final rate looks lower than before. Are you still using the Xe rate?
我看到的最终汇率比以前低了，你们还在用 Xe 汇率吗？
A: Yes! The final rate is still based on the Xe rate. We’ve simply included the FX Markup into the rate itself.
当然！我们仍然基于 Xe 汇率，只是现在直接将 FX Markup 融入最终汇率中显示。
Your received amount hasn’t changed — it’s only affected by normal market fluctuations.
你实际收到的金额并没有改变，仅会受到市场汇率正常波动的影响。
If you have any questions, our customer support team is always ready to assist you.
如果你有任何疑问，请联系客服团队。
Latest Event
近期活动
Transfer after-tax RMB salaries overseas safely and simply – for expats and HK/Taiwan/Macao residents working in China's mainland.
安全、便捷地将税后人民币工资汇往境外 — 专为在中国大陆工作的外籍人士及港澳台居民设计。
Global Reach全球覆盖
43 currencies, 195 countries & regions
支持 43 种货币，覆盖 195 个国家和地区
Trusted & Secure安全可信
￥8.7B+ transferred, 100K+ users
累计汇款金额超过 87 亿人民币，超10 万用户
Fast Transfers 快速到账
Arrives in 24-48 hrs — as fast as 5 mins*
24 至 48 小时内到账 — 最快仅需 5 分钟*
*Transfer time may vary by route.
*到账时间可能因转账路径不同而有所差异