今天Jacky继续带大家磨耳朵，练听力！今天和大家节选了一段关于最近开会都会提到的热点概念“stablecoin)的对话。今天这一段难度略大，语速比较快，而且涉及到了热点话题stablecoin，所以既有语言反应，也有背景话题的挑战。
大家可以感受一下真实纯英对话的信息密度，翻译这类采访的需要不仅语言能力，还需要知识积累，非常考验大家的知识储备和口译水平。
听力练习：
听下面音频，录音结束后开口翻译完成听力复述或者概括听到的内容
前面一半无字幕和逐句精听复述，最后部分带字幕
术语提示：
Stablecoin 稳定币
bipartisan legislation两党共同推动的立法
Genius Act《天才法案》
cryptocurrency 加密货币
newsletters at Business Insider《商业内幕》通讯编辑部
录音仅供口译练习使用
参考原文&译文：
And as we've been reporting, President Trump signed a first-of-its-kind（开创性的） law today aimed at regulating digital currencies.
正如我们此前所报道的，特朗普总统今天签署了一项具有开创性的法律，旨在对数字货币进行监管。
Now, the bipartisan legislation, known as the Genius Act, establishes consumer protections for something called stablecoins. Now, the cryptocurrency is considered by some to be a more secure investment because its value is tied to an asset like the US dollar.
这项两党共同推动的立法被称为《天才法案》（Genius Act），它为一种被称为“稳定币”的加密货币建立了消费者保护机制。稳定币被一些人认为是更安全的投资工具，因为它的价值与美元等资产挂钩。
For more, let's bring in Akinino. He's the deputy editor of newsletters at Business Insider. Thanks so much for joining us here on a Friday evening to discuss, uh, I think something that a lot of people find confusing to start off. So I mentioned stable coin and this is part of what the Genius Act focuses on. Can you first quickly define what a stable coin is?
接下来我们请来了Akinino，他是《商业内幕》通讯编辑部的副主编。感谢你在周五晚上抽空与我们讨论一个我相信许多人一开始就感到困惑的话题。我刚刚提到“稳定币”，这是《天才法案》的重点之一。你能不能先简单解释一下什么是稳定币？
🌐 什么是 Stablecoin（稳定币）？
✅【定义 | Definition】
稳定币是一种“价格稳定”的加密货币，其价值锚定在某种真实世界资产上，比如美元。
A stablecoin is a type of cryptocurrency that maintains a stable value by being pegged to a real-world asset like the US dollar.
🔄 它与普通加密货币有何不同？
✅【对比 | Comparison with Regular Cryptocurrencies】
普通加密货币（如比特币、以太坊）价格波动大，一天内涨跌几十个点很常见；而稳定币则始终保持“1:1锚定”，比如 1 个 USDC ≈ 1 美元。
稳定币不像其他币那样靠市场供需波动，而是依靠真实资产“撑腰”。
Regular cryptocurrencies like Bitcoin or Ethereum are highly volatile — their prices can swing wildly.
Stablecoins like USDC or USDT, however, are designed to stay stable, usually maintaining a 1:1 peg to the US dollar.
They’re backed by real assets to maintain this fixed value.
🧠 为什么要用稳定币？
✅【用途 | Use Cases】
规避价格波动风险
在加密市场中作为“现金替代”
快速转账，无需中介银行
用于DeFi（去中心化金融）生态中的借贷、支付、交易
Avoid price volatility
Act as a “cash equivalent” in crypto
Enable fast, borderless transfers
Fuel DeFi applications like lending, payments, and trading
🏛️ 什么是《Genius Act 天才法案》？
✅【法律内容 | What the Law Says】
2025年，特朗普总统签署《Genius Act》，这是美国首次对稳定币立法。法案规定：
发行稳定币的公司，必须持有与发行量等值的美元储备
每1个稳定币，必须有1美元“做背书”
In 2025, President Trump signed the Genius Act — the first U.S. law specifically regulating stablecoins. The law states:
Any company issuing stablecoins must hold equivalent USD reserves
1 stablecoin must be backed by 1 real dollar at all times
🌍 为什么这很重要？
✅【意义和影响 | Why It Matters】
增强了投资者对稳定币的信任
让普通民众和机构更愿意使用加密货币
为加密行业“正名”，推动合规化发展
吸引更多“大玩家”（如银行、基金）进入市场
稳定币有望成为未来数字支付的重要基石
Builds public and investor trust in stablecoins
Encourages mainstream and institutional adoption
Helps legitimize the crypto industry
Attracts big players like banks and funds
Could make stablecoins a key part of future digital payments
