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中国工商银行(美国) 为了能更好的服务社区，我们在个人按揭贷款业务中提供非常具竞争力的利率。我们的贷款业务涉及纽约市，洛杉矶,旧金山湾区, 西雅图和休斯顿的一至四家庭住房，公寓住房和规划单元开发（PUD）。
无论您是需要购买房屋、还是再融资您的房产, 工银美国随时准备为您服务。我们提供的多种贷款产品，将从多方面满足您的贷款需求、助您圆梦。
The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles, San Francisco Bay area, Seattle and Houston. We offer competitive mortgage rates for 1-4 Family house, condominium and PUD.
Whether you are planning on purchasing your dream home or refinancing your existing property, ICBC is always here to help you accomplish your goals with our residential mortgage programs.
产品类型 Product Type
1. 第一住房购买或重新贷款（无现金再融资）
Primary Residence Purchase or Refinance Primary Residence Purchase without cashout
2. 第二住房/投资房/现金再融资(美国本地居民)
Second Home/Investment/Cash out (Local)
3. 第二住房/投资房/现金再融资(外国居民)
Second Home/Investment/Cash out (Foreign)
4. 全球收入支持类 (美国本地以及外国居民)
Income Based only (Local & Foreign)
产品特色 Product Features
适用于美国居民，绿卡持有者以及非美居民均可申请
Applicable to US Citizens, Permanent Resident and Non-Residents
贷款用途：购买住房或再融资，以及现金再融资
Loan Purposes: Purchase & Refinance & Cashout
提供大额贷款至$350万
Loan amount as high as $3.5 million
最大负债收入比：60%
Maximum DTI: 60%
资产可换算为收入
Asset Dissipation Available
申请条件 Requirements
关注我们
微信｜ICBC-USA
网站｜www.icbc-us.com
邮箱｜info@us.icbc.com.cn
NMLS ID: 583545