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工银美国新增中长期定存产品，高利率，稳收益，真安心!

工银美国

2025-06-25

导读：Earn up to 4.15% APY

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个人定期存款利率

春种一粒粟

秋收万颗子

为满足您多元化的理财需求，工银美国现新增中长期定期存款产品，期限灵活，利率优越，助您稳健增值，安心理财。
To diversify your financial needs, ICBC (USA) now offers medium-to-long term time deposit products with flexible terms and competitive interest rates, designed to help you grow your savings with confidence.

期限 Term	起存金额 Minimum Deposit	年利率 APY
3个月 3-Month	$2,500	4.15%
6个月 6-Month	$2,500	4.05%
9个月 9-Month	$2,500	3.95%
12个月 12-Month	$2,500	3.85%

§上述3个月和6个月定存年溢率已于2025年4月8日生效。

※上述9个月和12个月定存年溢率自2025年6月25日起生效。

仅限于工银美国个人活期存款账户的客户。年溢率变化将不另行通知。提前取款需支付罚金，产生的费用会减少收益。具体适用条件可详询，工银美国对本次活动拥有最终解释权。

§Above Annual Percentage Yield (APY) for 3-month CD and 6-Month CD have been effective since 4/8/2025.

※Above Annual Percentage Yield (APY) for 9-month CD and 12-Month CD is effective from 6/25/2025.

Only ICBC (USA)'s Personal Demand Deposit customers are eligible for this offer. APY are subject to change without notice. Early withdrawal penalty may apply. Penalty and fees could reduce account earnings. Restrictions may apply. ICBC (USA) NA has the final interpretation of this event.