

秋日专享，定存利率最高享4.00% APY

工银美国

2025-10-02

导读：Earn up to 4.00% APY, grow your savings steadily and securely.

点击上方工银美国 关注我们

秋日福利

AUTUMN

专属秋日福利, 工银美国推出多种定存产品, 利率优选、期限多样，满足不同理财需求。让您的资金在这个金秋季节安心增值，收益更稳健！

We are pleased to introduce our latest exclusive CD offers with competitive interest rates and flexible terms to meet your diverse financial needs. Let your savings grow steadily and securely.

定存优惠 CD Promotion

期限 Term	起存金额 Minimum Deposit	年利率 APY
3个月 3-Month	$2,500	4.00%
6个月 6-Month	$2,500	3.90%
9个月 9-Month	$2,500	3.80%
12个月 12-Month	$2,500	3.70%

上述定存年溢率自2025年10月1日起生效。仅限于工银美国个人活期存款账户的客户。年溢率变化将不另行通知。提前取款需支付罚金，产生的费用会减少收益。具体适用条件可详询，工银美国对本次活动拥有最终解释权。

Above Annual Percentage Yield (APY) for CD deposit is effective from 10/1/2025. This is applicable to ICBC (USA) Personal Demand Deposit customers. APY is subject to change without notice. Early withdrawal penalty may apply. Penalty and fees could reduce account earnings. Restrictions apply. ICBC (USA) NA reserves the final interpretation of this promotion.