花旗集团将出售Banamex25%股权Citigroup to sell 25% stake of Banamex Mexico

花旗集团宣布，在以23亿美元向亿万富翁费尔南多·奇科·帕尔多出售25%股份后，将为其墨西哥零售子公司Banamex寻找更多少数股东。花旗高管表示，他们将在未来几个月吸引较小规模的投资者，然后再考虑首次公开募股（IPO）。分析师称，此次交易对Banamex的估值约为91.2亿美元，为未来IPO奠定了定价基准。

Citigroup announced it will seek additional minority investors for its Mexican retail unit, Banamex, following the sale of a 25% stake to billionaire Fernando Chico Pardo for $2.3 billion. Citi executives indicated they would target smaller investors in the coming months before considering an initial public offering (IPO). Analysts said the transaction valued Banamex at about $9.12 billion, establishing a pricing benchmark for a future IPO.

这笔交易标志着花旗长期拖延的Banamex退出计划取得进展。花旗于2001年以125亿美元收购Banamex。此前与Grupo Mexico的谈判因前总统安德烈斯·曼努埃尔·洛佩斯·奥夫拉多尔提出的条件而破裂。现任总统克劳迪娅·谢因鲍姆对奇科·帕尔多的收购表示欢迎，强调Banamex重回墨西哥所有权。与前任总统不同，谢因鲍姆并未对交易施加限制。

The deal marks progress in Citi’s long-delayed exit from Banamex, which it acquired in 2001 for $12.5 billion. Previous negotiations with Grupo Mexico collapsed amid government conditions under former President Andres Manuel Lopez Obrador. Current President Claudia Sheinbaum welcomed Chico Pardo’s purchase, highlighting Banamex’s return to Mexican ownership. Unlike his predecessor, Claudia Sheinbaum did not impose restrictions on the sale.

奇科·帕尔多表示，他的持股是一项长期、家族式投资，并确认不会将股份增至25%以上。Banamex目前在墨西哥贷款市场的份额约为6%，相比2009年的18%大幅下降。该行计划通过数字化扩展和改善客户服务来重新夺回市场份额。尽管花旗没有明确IPO时间表，但分析师预计可能会在2026年中后期进行，此次股权出售则被视为上市的前奏。

Chico Pardo described his stake as a long-term, family-oriented investment and confirmed he would not increase it beyond 25%. Banamex, which currently holds around 6% of Mexico’s loan market compared to 18% in 2009, plans to regain ground through digital expansion and improved customer service. While Citi declined to specify an IPO timeline, analysts now expect it could occur in mid-to-late 2026, with the stake sale acting as a precursor to public listing.