WFOE · CHENGDU · 2026
一位韩国客户，一个人，在首尔，要把成都的公司从零办下来。他问了七个问题，其中三个是大多数人不会提前想到的：中国手机号到底在哪一步需要、公司名字能不能自己起、钱从韩国汇进来要过哪些关。
这封回信里没有「包办」，只有顺序、边界，以及哪一步必须他本人出现。
One Korean client, on his own, in Seoul, taking a Chengdu company from zero. He asked seven questions. Three of them are the ones most people do not think to ask: at which step a Chinese mobile number is actually required, whether he can create the company name himself, and what has to happen before capital can come in from Korea.
There is no "we handle everything" in this reply. Only sequence, limits, and the steps where he must appear in person.
IN THIS ARTICLE
01一个人能不能 100% 持股
02流程的正确顺序
03手机号与公司名称：两个被低估的卡点
04银行账户怎么选
05人在境外，能不能推进
SECTION 01
先说结论
Start with the answer
一个外国人，可以在成都 100% 持股设立外商独资企业（WFOE），不需要中方股东，也不需要中方代持。
整个流程不必本人在成都长期停留。但有三类环节绕不开本人：护照的公证认证、银行开户的面签、以及各环节的实名认证。
「不必长期停留」和「完全不用来」是两件事。把这两件事混为一谈，是后面所有延误的起点。
A foreign individual can hold 100% of a WFOE in Chengdu. No Chinese shareholder, and no nominee arrangement.
You do not need to stay in Chengdu for the whole process. But three things cannot be delegated: the notarisation and legalisation of your passport, the in-person bank interview, and the identity verification step in each application.
"Not staying long" and "never coming" are two different things. Confusing them is where most delays begin.
SECTION 02
顺序不能颠倒
The order that cannot be reversed
名称核准 → 注册地址 → 材料公证认证 → 设立登记 → 刻章 → 税务报道 → 银行开户 →（如需常驻）工作许可与居留。这八步的顺序不是习惯，是依赖关系：前一步的输出就是后一步的输入，颠倒任何一步都要退回重来。
STEP 01
名称预先核准
登记名称必须是简体中文。结构固定为「行政区划 ＋ 字号 ＋ 行业 ＋ 组织形式」，例如「成都 ＋ 您的两到四个字 ＋ 咨询 ＋ 有限公司」。真正需要唯一性的是字号，且不得与同行业已登记名称相同或近似。
STEP 02
注册地址
共享办公与孵化器地址可以用于注册，但需要一整套地址材料：租赁合同、产权证明、产权方同意书。地址不合规，前面所有工作都要重做——这是最容易在最后关头翻车的一项。
STEP 03
材料公证认证
护照需经公证与认证。韩国为海牙公约成员国，其主管机关签发的附加证明书（Apostille）可在中国境内使用（中国自 2023 年 11 月 7 日起适用该公约）；非成员国文件则走领事认证。这条路径选错，材料会被直接退回。
STEP 04 – 05
设立登记与刻章
设立登记由市场监督管理部门办理，同时通过企业登记系统报送外商投资初始信息报告。这一环节不需要中国手机号。执照下来后刻制公章、财务章、法人章、发票章、合同章。
STEP 06
税务报道
到这一步，本人名下的一个中国手机号第一次成为必需——你会被登记为税务事项负责人，税务机关的验证码发到这个号。
STEP 07 – 08
银行开户，以及工作许可
银行开户见第四节。若本人需常驻成都，还要办工作许可与居留许可，这一项建议单独留出时间余量。
Name pre-approval → registered address → notarisation and legalisation → establishment registration → company seals → tax registration → bank account → (if you will reside here) work permit and residence permit. The order is not a convention; it is a dependency chain. Each step consumes the output of the previous one, and any reversal sends you back to the start.
The registered name must be in simplified Chinese, in a fixed structure: administrative division + distinctive name + industry + company type. The part that must be unique is the distinctive name, and it must not be identical or similar to a name already registered in the same industry.
A shared-office or incubator address can be used for registration, but it comes with a full document set: the lease, the ownership certificate and the owner's consent. An address that does not comply forces everything before it to be redone — this is the item most likely to fail at the last stage.
The passport must be notarised and legalised. Korea is a Contracting Party to the Apostille Convention, and an apostille issued by its competent authority is accepted in the mainland of China (China has applied the Convention since 7 November 2023). Documents from non-Contracting Parties go through consular legalisation instead.
Establishment registration is handled by the market regulation department, with an initial foreign investment information report filed through the same enterprise registration system. No Chinese mobile number is required at this stage. Tax registration is the first point where one number in your own name becomes necessary.
SECTION 03
两个最容易被低估的卡点
Two bottlenecks people underestimate
卡点一 中国手机号：注册不用，银行不够用
同一个问题，三个环节三种答案。这一项如果提前没算清楚，人到了成都还得再飞一次。
工商登记 不需要。身份用护照、翻译件与实名认证核验，手机号不在申请材料里。
税务报道 本人名下一个号码足够。验证码发到这个号。
银行 一个不够。企业网银要求两人，各自持有一个 U 盾，分别绑定本人证件与本人手机号。这是银行对企业账户的内控要求，代办方无法豁免。
满足这个要求只有两条路：自带第二人（家属、共同投资人、在职员工），或由代办方提供人员，并签署一份明确责任边界的确认书。多数一人持股的客户先走后一条，招到中国籍员工之后再变更。
办卡建议：抵达当天就办。携护照到运营商营业厅，明确要求开通国际漫游并当场确认，办月租套餐而不是机场旅游卡。执照领取与税务报道可排在次日，银行再往后。
One question, three different answers depending on the stage. Miss this and you may have to fly in twice.
Business registration: not required. Identity is verified with the passport, the translation and the real-name step. Tax registration: one number in your own name is enough. The bank: one is not enough. Corporate online banking requires two people, each holding a U-key bound to their own ID document and their own mobile number. It is the bank's internal control on corporate accounts, and no agent can waive it for you.
There are two ways to satisfy it: bring a second person (a family member, a co-investor or an employee), or have your agent provide one, with a signed confirmation that sets out where responsibility ends. Most single-shareholder clients start with the second route and switch once they hire a Chinese member of staff.
On timing: get the SIM on your first day. Take your passport to a carrier's shop, ask explicitly for international roaming and have it confirmed on the spot, and take a monthly plan rather than an airport tourist SIM.
卡点二 公司名称：不必另找外部机构
命名这项工作，代办方自己做比外部机构做更靠谱——外部机构收你一笔费用，却无法保证名称可用，最终还是要回到工商系统里做查重与核准。关于中国大陆的公司名称，三件事需要先知道。
一、法定名称必须是简体中文。英文名不登记。它可以作为登记名称的译名用于合同与银行，且外币资本金账户上体现的正是这个英文名。
二、结构固定。行政区划 ＋ 字号 ＋ 行业 ＋ 组织形式。必须唯一的是字号，不得与同行业已登记名称相同或近似。
三、部分用字受限或需满足条件。例如「中国」「中华」「国家」「国际」「集团」「银行」等。提前引导避开，比材料被退回再改要快。
还有一条界线：工商查重与商标检索是两件事。名称核准通过，不等于该商标可用。这话宁可提前说清楚，也不要等名字印上执照之后才发现。
Naming is better done in-house than by an outside agency. An agency charges for a name it cannot guarantee, and still comes back to the registration system for the availability check. Three things to know about names in the mainland of China.
First, the registered name must be in simplified Chinese; an English name is not registered. It can serve as the translation of your registered name in contracts and at the bank, and it is the name that appears on the foreign currency capital account. Second, the structure is fixed. Third, some words are restricted or conditional — 中国, 中华, 国家, 国际, 集团, 银行 and similar — and steering around them early is faster than a rejected filing.
One boundary worth stating: a registry check and a trademark search are two different things. Approval of the name does not by itself mean the trademark is free. Better said now than discovered after the name is printed on the licence.
SECTION 04
银行账户：先定钱怎么进来
Bank accounts follow the money
账户结构取决于资金路径，不取决于银行偏好。开户预约之前，这一件事必须先定。
全部人民币
注册资本与营业收入都是人民币，一个基本存款账户够用，可对外付款、扣税、发工资。
涉及外币
注册资本由境外汇入，或预计收取外币货款，还需开立 FDI 外币资本金账户。该账户体现公司英文名称，可接收多币种汇款。
两条硬约束：注册资本必须由投资者本人同名的境外账户汇入；外币结汇视金额与用途，可能需要到柜台办理。
还有一项要提前算进时间表：外商投资企业开户通常不止去一次。银行的准入与合规审查经常需要第二次、第三次预约，有时还会到注册地址现场核查。按「一次办完」安排行程，多半要改签。
The account structure follows the funding route, not the bank's preference, and it has to be settled before the appointment is booked.
If the capital and all receipts are in RMB, one basic deposit account is sufficient. If the capital is remitted from abroad, or you expect foreign currency from clients, you also need an FDI capital account — a foreign currency account that carries the English company name and accepts several currencies.
Two constraints are fixed: the capital contribution must be remitted from the investor's own same-name overseas account, and conversion of foreign currency into RMB may require counter handling depending on the amount and purpose. Plan for more than one bank visit — onboarding and compliance review frequently need a second or third appointment, sometimes a visit to the registered address.
SECTION 05
人在境外，能不能推进
Running it from Korea
能，而且已有不少客户这么运作。但前提是把「地面上的事」和「必须本人的事」分开写清楚。
可以代做的：到共享办公前台代收信件与文件、当日扫描回传、与银行和税务部门对接、必要时到场处理。
不能代做的：护照公证认证的本人签署、银行面签、实名认证。
需要有人在地面，不等于需要本人在场。这两件事分开看，远程经营才成立。
Yes, and several of our clients already operate this way. The precondition is a clear split between what can be done on the ground and what only you can do.
Collection and same-day scanning of documents, coordination with the bank and the tax office, and attendance where a person is needed can all be handled for you. Signing for the notarisation, the bank interview and identity verification cannot.
Someone on the ground is not the same as you being present. Keep those two apart and remote operation works.
SECTION 06
我们做什么，不做什么
What we do, and what we cannot promise
做：名称候选与查重预核、材料清单与预审、地址材料核实、陪同或代为开户、文件代收与扫描回传、税务报道对接、后续记账与年报、工作许可与居留许可。
不做：不承诺名称一定核准（查重结果由系统给出）、不承诺银行一定批（审批权在银行）、不代替客户签署银行文件、不代替本人完成实名认证。
把不能承诺的事写清楚，比把能做的事说得漂亮更重要。
We handle name candidates and pre-approval checks, the document list and pre-review, verification of the address documents, attendance at or handling of the bank account opening, collection and scanning of documents, coordination with the tax office, ongoing bookkeeping and annual reporting, and the work permit and residence permit.
We do not promise that a name will be approved — the system decides — or that the bank will open the account, since approval rests with the bank. We do not sign bank documents for you, and we do not complete identity verification on your behalf. Stating the limits plainly matters more than making the capabilities sound impressive.
SECTION 07
启动前先想清楚四件事
Four things to settle before you start
一、资金路径。注册资本以人民币还是外币汇入。这一项决定账户结构，也决定后面所有时间安排。
二、股权结构。一人持股还是多人。一人持股会直接触发银行的两人网银要求，这一项必须在开户前解决。
三、名称含义与主打业务。字号要表达什么，行业表述用科技、咨询、贸易还是与医药相关。这决定核名批次，也影响通过率。
四、是否需要本人常驻。决定要不要办工作许可与居留许可，也决定时间表要不要多留出余量。
One: the funding route — RMB or foreign currency. It determines the account structure and everything downstream. Two: the shareholding structure — one shareholder triggers the bank's two-person rule, so settle it before the appointment. Three: what the name should convey, and which industry word fits. Four: whether you will reside here, which decides whether a work permit is needed and how much slack the timetable requires.
NEXT STEP
如果你正在比较成都与深圳，或者已经决定成都、但不确定从哪一步开始
告诉我们三件事：投资者的身份（个人还是公司）、资金路径（人民币还是外币）、预计开展的业务。我们回一封邮件，把顺序、材料清单，以及哪些环节必须本人到场，一次说清。
Tell us three things: the investor's identity (individual or company), the funding route (RMB or foreign currency), and the business you intend to run. We will reply with the sequence, the document list, and the steps that require you in person.
成都易思帮创业咨询服务有限公司
Chengdu Expand Entrepreneurship Consulting Co., Ltd.
专注外商 WFOE 疑难：成都外资公司注册、注册地址、银行开户、代理记账、工商年报、外籍人员工作签证，一件事办完。
邮箱 wangzhuli8@163.com
地址 四川省成都市天府新区华阳华府大道一段1号2栋1单元29层13号
本文为一般性流程说明，不构成法律意见。各地执行口径可能随政策调整，具体以办理时主管部门的要求为准。文中涉及的机构名称与规则，以现行有效版本为依据。
This article is a general description of process and does not constitute legal advice. Local practice may change with policy, and the requirements of the competent department at the time of filing prevail.
WFOE · CHENGDU