关于Monex
About Monex
Monex银行是墨西哥主要的外汇与国际支付服务机构之一。依托Monex逾40年的行业经验，为在墨经营的企业提供外汇交易、国际支付及相关金融解决方案。
Banco Monex is one of Mexico’s major providers of foreign exchange and international payment services. Drawing on Monex’s more than 40 years of industry experience, it offers foreign exchange, international payments, and related financial solutions to companies operating in Mexico.
2025年8月，国际评级机构惠誉（Fitch Ratings）将Banco Monex的长期国家尺度评级由AA−(mex)上调至AA(mex)，评级展望为稳定，短期国家尺度评级维持在F1+(mex)。
In August 2025, Fitch Ratings upgraded Banco Monex’s National Long-Term Rating from AA−(mex) to AA(mex), with a Stable Outlook, and affirmed its National Short-Term Rating at F1+(mex).
2018年，Monex成为首家直接参与CLS外汇同步交收系统（Continuous Linked Settlement）的墨西哥银行；2020年，进一步成为拉美首家向第三方参与者提供CLSSettlement接入服务的银行。
In 2018, Monex became the first Mexican bank to participate directly in CLSSettlement, the foreign exchange settlement service provided by CLS (Continuous Linked Settlement). In 2020, it became the first bank in Latin America to offer access to CLSSettlement to third-party participants.
CLS是全球外汇市场的重要金融基础设施，其结算会员包括汇丰、摩根大通等国际金融机构。通过支付对支付（PvP）机制，CLS有助于降低外汇交易结算风险，提高资金使用效率。
CLS is a key financial market infrastructure serving the global foreign exchange market. Its settlement members include international financial institutions such as HSBC and JPMorgan Chase. Through its payment-versus-payment (PvP) mechanism, CLS helps reduce foreign exchange settlement risk and improve funding efficiency.
凭借专业的外汇与国际支付服务，Monex可为在墨中资企业的跨境收付款、货币兑换及汇率风险管理等需求提供支持，助力企业开展国际业务。
With its expertise in foreign exchange and international payments, Monex can support Chinese companies operating in Mexico with cross-border payments and collections, currency exchange, and foreign exchange risk management, helping them conduct international business.
核心服务能力
Core service capabilities
1. 外汇换汇与跨境支付
• 提供 实时汇率 查询与交易（MXN-CNY等主要币种）
• 平台支持 自助换汇、订单挂价（Order）自动锁汇
• 国际转账效率高，付款至中国/香港最快 1个工作日到账
FX Trading & Cross-Border Payments
• Real-time FX rates and trading (MXN-CNY and other major currencies)
• Platform supports self-service FX and order-based auto-locking
• High-speed international transfers, with payments to China/Hong Kong arriving in as fast as 1 business day
2. 多币种数字账户
一个账户即可管理美元、比索、人民币、欧元、日元、加元、英镑等多币种。
2. Multi-Currency Digital Accounts
A single account to manage USD, MXN, RMB, EUR, JPY, CAD, GBP, and more.
3. 衍生品与风险管理
提供远期、期权、结构性票据等 40+对冲工具，可帮助企业锁定未来3–360天汇率。
3. Derivatives & Risk Management
Offers forwards, options, structured notes, and 40+ hedging instruments to lock in FX rates for 3–360 days.
4. 投资与资金管理
美元/比索 隔夜投资工具，高利率且零风险；储蓄基金与员工福利账户，支持企业财务与人资管理。
4. Investment & Treasury Solutions
USD/MXN overnight investment tools with high yields and zero risk; savings funds and employee benefit accounts to support corporate finance and HR management.
5. 全程支持，双语团队
Monex为中资企业配备 专属中国业务经理 + 本地团队，通过微信、WhatsApp、电话、邮件等渠道及时响应。
5. Full Support with Bilingual TeamsDedicated Chinese desk managers plus local teams, with fast responses via WeChat, WhatsApp, phone, or email.
声明：本帖仅分享信息，MEXCHAM不对帖子中提及的公司所提供的产品和/或服务负有责任。
DISCLAIMER: The aim of this post is for informative purposes. MEXCHAM is not responsible for the products and/or services provided by the company referred in this post.
MEXCHAM continues building bridges between Mexico and China.
中国墨西哥商会将继续作为墨西哥与中国之间的桥梁，不断努力。
Cámara de Comercio de México en China
(MEXCHAM)中国墨西哥商会