为了防止运输过程中货物意外受损给买卖双方造成损失，为货物购买保险是十分重要的。在对外贸易的过程中，与保险相关的英语知识有哪些呢？
保险类别
目前市场有丰富的保险类别可供选择，常见的险种包括平安险、水渍险、一切险等等。
F.P.A. 平安险，W.P.A. 水渍险，all risks 一切险，TPND 偷窃及提货不着险
举个例子
What insurance do you generally provide?
你们一般都保哪些险?
I know that F.P.A. insurance doesn't cover losses on consumer goods.
我知道平安险不包括消费品的损失。
W.P.A. coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.
针对这种性质的货物只保水渍险是不够的，请加保偷窃及提货不着险。
保险费用
在投保的过程中会涉及到各种与费用相关的事项，保险费、保险费率应该怎么说呢？
premium 保险费，premium rate 保险费率，invoice value 发票价值
举个例子
I believe that we have requested on amount twenty percent above the invoice value.
我想我们要求的是高于发票价值20%的保险金额。
The total premium is $2000. But the cover paid for will vary according to the type of goods and the circumstances.
保险费是2000美元，但保险费用要根据货物的种类和具体情况而定。
Could you find out the premium rate for tea?
你能查一下茶叶的保险费率吗？
保险流程
在实际的国际贸易当中，货物保险既可以由买方办理，也可以由卖方办理。办理保险的流程包括确定投保金额、填写投保单、支付保险费等等。
certificate of insurance 保险凭证，policy 保险单，covering note 承保单据
举个例子
As soon as the order is ready, our company issues an order to our freight forwarder. They prepare all the documents needed for shipping, including the certificate of insurance.
一旦订单准备好，我们公司就会向我们的货运代理下订单。他们会准备好装船所需的所有文件，包括保险凭证。
As soon as the insurance company gets the export declaration, they write a policy fixing the terms and the premium.
一旦保险公司收到出口申报单，他们就会写一份确定条款和保险费的保险单。
The insurance company will issue a receipt for the premium called a covering note.
保险公司会开出一份保险收据，称为承保单据。
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