Series of unexpected cash withdrawals, caused by a sudden decline of depositor confidence or fear that a bank will be closed by the chartering agency. Today, the silent run is much more prevalent than bank runs in the past,when customers lined up in front of tellers' windows and demanded their savings in cash. Today, depositors simply transfer their interest-sensitive funds — called Hot Money deposits — to other institutions. Also called a run on a bank.
指由于存款者信心的突然下降或害怕银行会被主管机构关闭而造成的一系列未预期的提现。而今，无声挤兑比过去的银行挤兑——顾客在出纳窗口排队要求存款变现——更为普遍，存款者只要简单地将其利率敏感资金——被称为热钱——转账到其他机构即可。又称挤提。
Said of credit available to the public through the banking system when the Federal Reserve allows bank credit to expand. When the Federal Reserve allows reserves to accumulate, interest rates are stable, if not declining. Easy money policies could encourage economic growth and, eventually, inflation, if carried out for a sustained period. Contrast with Tight Money.
指当联邦储备允许银行信贷扩张时，对公众通过银行系统可获信贷的称呼。当联储允许准备增加时，利息如不下降那就是稳定的。宽松的货币政策有利于经济增长，但若持续一定时期，最终会导致通货膨胀。同银根紧缩相比较。
Preparing and submitting mortgage docu ments to an investor in fulfillment of a standby commitment or forward commitment to sell mortgages in the Secondary Mortgage Market.
指准备并提交抵押单据给覆行备用承诺或远期承诺——在二级抵押贷款市场出售抵押贷款——的投资者。
Expression for a market characterized by the absence of either bids or offers, indicating a one-way market. If XYZ at $ 50 was the bid, and there was no offer, the quote would be $ 50 without. This is usually a market where rising prices are expected.
对不具有买或卖特征的市场，即单向市场的表述。如果XYZ 的买价是50美元，没有卖方，那么这一报价就是50 美元单方市场。这一市场通常出现在价格预期上升时。
Bank card with restricted usage. Withdrawals or deposits may be permitted, but not both. An example can be a deposit-only card, allowing merchants to deposit their daily cash receipts at a night depository and get a transaction receipt from an Automated Teller Machine.
限制使用范围的银行卡。允许取款或存款，但不会两者都允许。一个例子是只存卡，允许商人把日常现金收入存入夜间存款设施，再从自动柜员机得到一张交易收据。
Problem Bank/问题银行
Bank with a high ratio of nonperforming loans to total capital, also a bank with a Camels Rating of 4 or 5 on the 1 ~ 5 rating scale of bank performance assigned by a supervisory agency.These ratings are not disclosed publicly. Problem banks are examined on a more frequent basis than banks that are in healthy condition.
不良贷款与总资本的比率较高的银行，也指监管机构分派的银行业绩五级骆驼评级法中，被评为四级或五级的银行。这些评级不向公众披露。相对于经营状况良好的银行而言，对问题银行的检查要频繁得多。
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