Nowadays, Wechat payment facilitates our lives a lot. We can withdraw wallet balance to our own bank cards via Wechat. However, what if we want to transfer those money directly to other bank cards instead of our own ones?
Recently, a new function launched on Wechat helps us solve such transferring problem!
So, how does it work? Check it!
Transfer money to bank account
The new function of "Transfer money to Bank Card" in Wechat payment has applied into practice gradually. (If you cannot find this function in your Wechat, you just need to download or update the newest version of Wechat.)
Step 1
"Me" -- "Wallet" -- "Money", "Transfer to Bank Card" can be seen in the bottom of the page.
Step 2
Input Name, Card No., Bank and select transfer time (arrive within 2 hours / before midnight tomorrow), click "Next".
Step 3
Input the "Transfer Amount" and click "Transfer"
It will charge at 0.1% as the fee. (0.1RMB at least)
What are the differences?
The biggest difference is that we can transfer money to not only our own bank cards, but also other bank cards.
| Before | After |
Withdrew money only to our own bank card which had been bound up with Wechat payment. Service charge rate: 0.1% |
Withdraw money to our own bank card and transfer money directly to other bank cards which are not bound with Wechat payment. Service charge rate: 0.1% |
In addition, you can get interests from your Wechat balance now! ↓↓↓
Lingqiantong(零钱通)
As we mentioned in the precious articles, Lingqiantong(零钱通), one of the most practical function in Wechat, and where money could generate interests automatically.
Money In WeChat Wallet Generate Extra Money Automatically?!
Now it's launched officially! That means, you can earn extra interests from your Wechat balance from now on!
Step 1
"Me" -- "Wallet" -- "Balance" -- "Enjoy earnings with Balance"
Step 2
Click "我要赚取收益(I want to earn interests)", then click "allow" and go through the authorization process.
Step 3
Input the amount or click "全部买入(all in)" to transfer your balance to Lingqiantong. After that, click "同意服务协议及风险提示(comply with the terms of agreements and risk warnings)" and "立即买入(transfer right now)".
Now, all you need to do is
to enjoy earning with balance!
How much you’ve earn?
"Me" -- "Wallet" -- "Balance" -- "View Balance and Gain"
Click "买入" to transfer more money into it. Click "取出" to withdraw your money into the wallet.
*Notice
Only balance in Wechat payment can be transferred to Lingqiantong, while money cannot be transferred directly from bank cards. In such case, if you want to transfer more money to Lingqiantong, you need to top up enough balance to your Wechat wallet in advance.
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HACOS,Business Services Solutions Master