Nowadays, like many Chinese, expats who live in China are also big fans of "Online Payment" and all they need are just mobile phones! However, when using Alipay, have you noticed your “Zhima Credit” record?
Do you know that the higher credit points you obtain, the more privileges you will get?
Evaluation
| Point(s) |
Evaluation |
|---|---|
| 350-550 | Bad |
| 550-600 | Medium |
| 600-650 | Good |
| 650-700 | Excellent |
| 700-950 | Superexcellent |
How To Know My Points?
“Alipay” -- “Me” -- “Zhima Credit”
Note The points are evaluated and renewed on 6th every month.
Privileges
01
Zhima-Credit Visa
■ Users with more than 750 points of Zhima Credit have access to Luxembourg visa via Fliggy (a travel app of Ali). The more points of Zhima Credit, the less application documents are needed, such as working proof, income certificate, residence booklet, or payment vouchers of hotels and air tickets, when apply for Luxembourg or Schengen visa.
■ Users with more than 700 points of Zhima Credit have access to Singapore visa via Fliggy. The mentioned application documents are not needed either.
■ There is no need to submit one-year bank statement (500,000RMB) when apply for Japan multiple visa.
02
Quick Security Channel
Users with more than 750 points of Zhima Credit have access to quick security channel, the CIP Channel, at the capital airport.
03
Zhima-Credit Loan
■ Users with more than 600 points of Zhima Credit will enjoy better services of credit evaluation in a more effective way.
■ With Zhima Credit, users can get spending quota via "Ant check later" in Alipay when they do online shopping in Tmall or Taobao.
■ Users with more than 600 points of Zhima Credit can also apply for a loan within 1,000 - 50,000RMB via "Jiebei (借呗)" in Alipay.
04
No Hotel Deposit
If users with more than 600 points of Zhima Credit book hotel rooms on Fliggy app, they can check in without a hotel deposit.
05
No Rental Car Deposit
With Zhima Credit points up to 650, in CAR Inc. (a famous automobile rental company in China), users can rent a car (which originally needs 5000RMB deposit for short lease at most) without paying deposit.
06
Credit is all you need!
Besides, shared-bikes, power banks, umbrellas, books, clothes, digital products, oversea WiFi and also intelligent furniture need no deposit to rent at all only if you have more than 600 points of Zhima Credit!
OMG, I’ve never imagined how useful Zhima Credit could be! How many points you’ve gotten? Just check it right now!
HACOS,Business Services Solutions Master
