On February 21, Alipay announced that in order to continue to provide better service to users, from March 26th, Alipay will charge a service fee for credit card repayment.
It is worth noting that Alipay provides a free amount of 2,000 yuan per person per month, which means that it is still free within 2,000 yuan. If it exceeds 2,000 yuan, the service fee will be charged at 0.1%. Taking the repayment of 3,000 yuan as an example, the excess is 1,000 yuan, calculated according to 0.1%, the service fee is 1 yuan.
Official statement in Weibo
Is there a free way?
For ordinary users, is there a way to repay the service fee?
The bill ≤ 2,000 yuan
Use Alipay to reimburse without handling fee.
The bill ＞ 2000 yuan
Use Alipay member points to redeem more free credits
Ask your family member and friends who have free amount to help you.
Repayment of bank online banking, APP, etc., free of charge
Internet services enter
the charging era?
In 2016, for the cash withdrawal service, WeChat and Alipay announced their respective charging rules. This time, credit card reimbursement rules have also been introduced one after another, once again sparking a discussion about "whether Internet services have entered the charging era."
Tips
Large-value transfer can be carried out by online banking, and the mobile banking of the six major banks in China above will not charge.
Industrial and commercial bank of China,
Agricultural bank of China,
Bank of China,
China Construction Bank,
Bank of Communications,
China Merchants bank.
Alipay said in the announcement that the reason for the fee is "the comprehensive operating cost has risen rapidly", and the service rules for adjusting the credit card repayment are to alleviate part of the cost pressure.
Earlier, when WeChat announced the credit card repayment fee, it also said that “the payment channel fee will be generated behind every repayment.”
In the past few years, more and more service projects on the Internet have begun to charge. According to a survey by the National Copyright Administration of China, in 2017, the content of charge-based content in Internet content accounted for almost half, and users began to turn to habits in the face of charging.
According to industry insiders, there is no eternal free model in any industry. In a fully competitive market, whether the fees are paid or not depends on whether the services provided by the enterprises are worth paying for by the consumers, and the level of fees will become more reasonable in the competition.
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Ref | 新华网/
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